Refuel #40 — Order Is Required

Being disorganized will make caregiving much, much harder.

Caregiving will teach you very quickly that chaos is expensive — financially, emotionally, and sometimes medically. It’s already stressful, so trying to overcome your disorganization is just adding more work.


And what most people never tell you is this:

Organization is the difference between constantly putting out fires and actually feeling like you’re in control of an uncontrollable situation.

When you’re caring for a parent, a partner, a sibling, or anyone you love, your time isn’t truly yours. Your mental capacity isn’t truly yours. Your physical energy isn’t truly yours.

So the parts you can control — your systems, your paperwork, your home, your calendar — become critical.

This issue of Refuel is about why organization matters so much during caregiving, and how getting organized now will save you months—sometimes years—of stress later, especially as a long-term illness advances.

WHY ORGANIZATION MATTERS MORE FOR CAREGIVERS

Most people can get by with a little disorganization.
Caregivers cannot, especially in the latter stages of any long-term illness.

Because every day, you’re juggling:

  • Medications

  • Appointments

  • Phone calls

  • Insurance complications

  • Bills

  • Home maintenance

  • Emergencies you didn’t see coming - the fall in the shower or the day you realize Mom or Dad wanders outside.

If you don’t have systems, caregiving becomes a nonstop crisis loop.
If everything lives in your head, burnout arrives early.
And if you get sick, tired, or overwhelmed, no one else can step in because nothing is written down.

Organization isn’t just about neatness.
It’s about making the caregiving load survivable.

THE FOUR SYSTEMS EVERY CAREGIVER NEEDS

You do not need to overhaul your whole life.
You just need four simple systems that keep your household and responsibilities operating even on your worst day.

1. A Financial System That Runs Without You

When you’re caregiving, your attention is divided. Bills get missed. Accounts get lost.
A simple financial system prevents unnecessary stress.

  • Set up auto-pay whenever possible

  • Keep a list of every bill, due date, and login

  • Create a folder for the upcoming year’s tax documents

  • Track medical expenses for potential deductions

  • Have one place for receipts, statements, and insurance EOBs

This protects you and the person you’re caring for.

2. A Household System That Reduces Daily Stress

Caregiving disrupts every routine you used to have.
A household system keeps the basics running without requiring constant thought.

  • A weekly “reset hour” to put everything back where it belongs

  • A donation box for quick decluttering

  • A central spot for keys, glasses, medication tools, and daily essentials

  • A cleaning rhythm that fits your energy - I’m not sure I have ever done so much laundry, but I never wanted anyone to be offended by the smells of an unclean hospice at home scenario.

Your home should support caregiving, not compete with it.

3. A Family & Medical System That Anyone Can Understand

This is the system that protects you during emergencies and transitions.

Every caregiver needs:

  • Power of Attorney documents stored together

  • A medical summary for the person you care for (conditions, meds, doctors)

  • A list of emergency contacts

  • Written routines: medication schedule, food preferences, daily needs

  • A folder with insurance cards, policy numbers, and ID copies

If someone had to step in for 24 hours, could they?
Organization makes sure the answer is yes.

4. A Personal System That Keeps You From Disappearing

Caregiving can erase your identity if you don’t put structure around your own life.

Helpful basics include:

  • One calendar that holds all appointments (yours + theirs)

  • A simple morning routine that grounds you

  • A weekly check-in: What needs my attention? What can wait?

  • A designated spot for your bag, phone, planner, medications, etc.

  • Meditate or pray or whatever grounds you - you won’t regret it.

Your needs matter, and organization is how you keep track of them.

THE COST OF DISORGANIZATION DURING CAREGIVING

This part is rarely discussed, but it’s real:

Disorganization leads to burnout.
You make more mistakes when there's no system in place.
You spend more money replacing lost things or fixing avoidable problems.
You lose hours searching for papers or rescheduling appointments.

Plus, remember that there will be so much of the process you can’t control - so manage the things you can to stave off overwhelm. And you can very easily feel overwhelmed.

Caregiving is demanding enough.
Organization removes unnecessary pressure so you can focus on the actual care.

FINAL WORD

Caregiving is demanding, unpredictable, and emotionally draining.
But it doesn’t have to be disorganized.

The more structure you build, the lighter the load becomes.
And after caregiving ends, these systems make the transition back to your own life so much easier.

Organization doesn’t make you rigid.
It makes you prepared.
It makes you efficient.
It makes you stronger than the chaos around you.

Order won’t solve every problem — but it will protect you from many of them.

You got this.

love you.

judith 💙❤️

Ok, many of you have reached out asking me to keep doing the newsletter. I will not send it out weekly, but I will do a monthly version. This is going to be a huge year because so many boomers will be turning 80. Also, someone you love who hasn’t taken care of themselves will likely eventually need some caregiving from you or the team you assemble. I’m here for you. And will put together a caregiving consulting package for those who want to pay for more of my thoughts on the issue. I’m good at it, and I can help. Share this newsletter and/or sign someone up!

Keep Reading

No posts found